Capital Loan Associates
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Welcome to Capital Loan Associates.  We strive to help every client get approved for a home loan and work hard to make sure you have a positive experience.  

Hilo Mortgage Lender Hawaii

 Capital Loan Associates provides Conventional, FHA, VA, Reverse Mortgages and USDA (zero down) financing. We also provide several unique loan programs including 1% down payment loans,  MCC tax credit for First Time Home Buyers, Self Employed Borrowers Bank Statement program, Condo‚Äôs in Litigation, Interest only loans, Renovation/Rehab loans,  Home Loan Programs for Credit Scores between 619-550 and other unique home loan products.

Your island mortgage team.

Start your home loan now! Call #866-365-6428    

San Diego | Hawaii

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Using our online loan application, you can take your time and complete your application whenever it's convenient for you. And, you can always save your work and come back and complete it later if you need to.


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Get a New Loan Quote

We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from.

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When To Refinance

We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment. We can even help you pay down your balance more quickly for a comparable monthly payment.

Refinancing Info

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Today's Rates

Mtg Loan Rate APR
30-yr Fixed 4.02% 4.15%
15-yr Fixed 3.27% 3.44%
1-yr Adj 2.74% 3.4%
* national averages